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By Dr. James M. Dahle, WCI Founder En route to becoming financially literate, one of the most important lessons to learn is that personal finance is both personal and financial. The “finance stuff,” i.e. the math, is relatively easy to learn. However, it must be combined with your own personal values, temperament, and behavior. People don't rack up 20% credit card debt because they can't do math. That's why just paying off their credit cards for them doesn't fix the problem. Without a change in behavior, they will just build up the debt again. Much of our financial misbehavior is...

Custom DIY closet reveal with IKEA Kallax and Pax units for tons of storage. I transformed my closet full of wire shelving into a perfectly organized space with these inexpensive IKEA options!My IKEA closet makeover is finally done...at least the hardest parts of it. :) I plan to customize this space even more, but it's already undergone a huge transformation and functions SO much better. It is absolutely LOVELY to walk into my closet and find just what I'm looking for. This makeover truly has simplified my days. Now there's a spot for every little thing. I can find what I need easily...and I...

Buy now, pay later (BNPL) platform Afterpay on Wednesday (Nov. 10) announced it has expanded its offering to retailers including Nordstrom and Nordstrom Rack, J.Crew, Madewell, American Eagle, Aerie, Tilly’s, Morphe, Alo Yoga, Parachute Home and Le Creuset Signature Boutiques and Outlet Stores. The new partnerships allow customers of those retailers to pay for their purchases in four interest-free installments. The initiative joins other similar tie-ups between BNPL platforms and retailers, including Klarna’s partnership with Simon Property Group. Afterpay has also forged a partnership with Marshall Retail Group that allows customers to use the platform at airport and resort casino...

Custom DIY closet reveal with IKEA Kallax and Pax units for tons of storage. I transformed my closet full of wire shelving into a perfectly organized space with these inexpensive IKEA options!My IKEA closet makeover is finally done...at least the hardest parts of it. :) I plan to customize this space even more, but it's already undergone a huge transformation and functions SO much better. It is absolutely LOVELY to walk into my closet and find just what I'm looking for. This makeover truly has simplified my days. Now there's a spot for every little thing. I can find what I need easily...and I...

Buy now, pay later (BNPL) platform Afterpay on Wednesday (Nov. 10) announced it has expanded its offering to retailers including Nordstrom and Nordstrom Rack, J.Crew, Madewell, American Eagle, Aerie, Tilly’s, Morphe, Alo Yoga, Parachute Home and Le Creuset Signature Boutiques and Outlet Stores. The new partnerships allow customers of those retailers to pay for their purchases in four interest-free installments. The initiative joins other similar tie-ups between BNPL platforms and retailers, including Klarna’s partnership with Simon Property Group. Afterpay has also forged a partnership with Marshall Retail Group that allows customers to use the platform at airport and resort casino...